Fintech is the fusion of regulation, technology, and design that “unlocks” banking infrastructure and turns it into user-centric services. From Presta’s perspective, fintech represents an orchestration layer on top of banks: connecting accounts, data, and payments into a single seamless experience — from P2P and QR payments to multibanking for companies — with a high level of security and compliance.

At a time when technology is changing the world faster than ever, Montenegro has the opportunity to be part of these changes – not as an observer, but as an active participant. The Chamber of Economy of Montenegro (PKCG), as the umbrella institution of Montenegro’s economy, recognizes precisely this: that innovation and the ICT sector are key to a modern, competitive, and sustainable economy.