Fintech is the fusion of regulation, technology, and design that “unlocks” banking infrastructure and turns it into user-centric services. From Presta’s perspective, fintech represents an orchestration layer on top of banks: connecting accounts, data, and payments into a single seamless experience — from P2P and QR payments to multibanking for companies — with a high level of security and compliance.

At a time when technology is changing the world faster than ever, Montenegro has the opportunity to be part of these changes – not as an observer, but as an active participant. The Chamber of Economy of Montenegro (PKCG), as the umbrella institution of Montenegro’s economy, recognizes precisely this: that innovation and the ICT sector are key to a modern, competitive, and sustainable economy.

When it comes to key events in the IT calendar of both the national and regional technology and business scene, the IT SPOT conference is becoming an essential gathering point for leading experts, innovators, and companies that are pushing the boundaries of the digital world.